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Jul 1, 2008
IL Cook County Loans
Illinois Predatory Lending Database
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Jun 30, 2008
Maximum DTI
Maximum Debt to Income Ratio of 55.0%
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Jun 30, 2008
FHA Program Changes
Non-Occupying Co-Borrowers on FHA Loans
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Jun 30, 2008
MGIC SingleFile
MGIC SingleFile loan program
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Jun 17, 2008
Disaster Areas Update
Federally Declared Disaster Areas
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Jun 6, 2008
Program Changes
Conforming Program Changes
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Jun 6, 2008
Illinois SB 1167
Income Documentation
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May 21, 2008
Program Changes
Jumbo & SingleFile Loan Programs
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May 21, 2008
DU Changes
Desktop Underwriter (DU) Version 7.0
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May 21, 2008
Mortgage Insurance
Private Mortgage Insurance for Conforming Loans
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May 21, 2008
FHA Loans
HUD Insurance for FHA loans
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May 20, 2008
Appraisals
Ineligible Appraisers and Review Appraisal Vendors
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Apr 22, 2008
Prime Program Guideline Changes
Loans with LTV over 80% in declining markets
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Apr 14, 2008
Fannie Mae Expanded Approval Loans
Program Elimination
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Apr 8, 2008
IRS Form 4506-T
Required Documentation
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Apr 4, 2008
Pricing & Program Changes
Changes for Prime and SingleFile programs.
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Mar 31, 2008
Missouri - Federally Declared Disaster Areas
Severe Storms and Flooding
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Mar 31, 2008
Geographic Changes
Discontinued States
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Mar 26, 2008
Use of form 1004D for re-certifying values
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Mar 26, 2008
Conventional Appraisal Requirements
Updated requirements for Conventional Appraisals
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Mar 21, 2008
OFFICE CLOSURE
Closing at 1:00 PM CST
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Mar 19, 2008
FHA Loans
Increased Loan Limits
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Mar 19, 2008
FHA Loans
Pricing and Eligibility
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Mar 18, 2008
Program Change
100% LTV Loans
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Feb 26, 2008
Conforming Program Updates
Program Eliminations
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Feb 26, 2008
FHA Program Changes
FHA Underwriting Guideline changes
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Feb 26, 2008
Soft & Distressed Markets Policy
See under Broker Tools
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Feb 14, 2008
President's Day
Rates not distributed February 18th
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Feb 1, 2008
Loans In Colorado
No longer allowed effective 2/1/08
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Jan 21, 2008
Victory Program
Income Documentation Change
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Jan 8, 2008
Conforming Loans
Conforming Program Changes
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Jan 2, 2008
FHA Loans
FHA Underwriting Changes
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Dec 13, 2007
Agency Express
Program Changes
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Dec 13, 2007
Conforming LPMI
Lender Paid Mortgage Insurance
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Nov 27, 2007
State of Indiana
USA to discontinue lending
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Oct 31, 2007
Overnight Protection
No longer offered
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Oct 31, 2007
WI Property Taxes due December 31, 2007
Requirement for payment of WI Property Taxes
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Sep 14, 2007
Fannie Mae Expanded Approval
LTV changes for EA-II and EA-III recommendations
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Sep 10, 2007
Agency Express Program
Additional requirement for AUS approval
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Aug 30, 2007
Labor Day Holiday
Revised Holiday Hours
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Aug 9, 2007
Product Discontinuation
Conforming Streamline Home Equity
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Aug 9, 2007
Program Changes
Victory, Liberty, Choice Alt-A
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Jul 30, 2007
Streamline Home Equity
Discontinuation of SIVA and SISA documentation
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Jul 23, 2007
Freddie Mac Home Possible
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Jul 3, 2007
Independence Day Holiday Revised Hours
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Jun 4, 2007
One Loan Alt-A Update
Program Discontinued
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May 11, 2007
New Subprime Program
Glory Program ~ 90% LTV with 550 Fico
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May 8, 2007
State of Ohio
Loan Submissions
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Feb 22, 2007
State of Michigan
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Feb 6, 2007
Suspension of HB 4050
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Jan 16, 2007
Flex 75/25 & 80/20 Changes
Seller credits increased
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Jan 5, 2007
Martin Luther King Day
Non Recission Day
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Jan 1, 2007
Ohio Senate Bill 185
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Dec 15, 2006
Happy Holidays
Offices closed
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Dec 14, 2006
My Community Program
Expanding Offering
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Dec 7, 2006
Commonwealth of Kentucky
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Dec 7, 2006
Conforming Mortgage Insurance Changes
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Nov 6, 2006
Agency Express
Enhancements to Agency Express Program
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Nov 6, 2006
New Conventional Program
Fannie Mae My Community
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Nov 1, 2006
WI Property Taxes
Requirement for payment of WI property taxes
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Oct 30, 2006
Freedom Program Changes
As of 10/30/06, the posted changes are in effect.
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Aug 21, 2006
Home Equity Update
Streamline Home Equity Program Changes
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Aug 10, 2006
Agency Express Program
Change to reserve requirement
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Mar 9, 2006
Submission Form
New Fax Number for Conforming Loans
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